Author: 4C Mortgage Consultancy | Category: Blogs | Date: November 21, 2017
My home was appraised at AED 2 Million at the time of purchase. Now am looking for refinance options. But little worried that current property value might be less, what factors I should consider and how to get a rough estimate of the property to apply for refinance. While considering an appraisal of the Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: October 16, 2017
Your quick guide for a first-time home purchase, what are the costs involved in securing a mortgage? What are the different charges one has to pay? Well, on top of the lending amount, there are certain miscellaneous charges which the buyer need to keep in mind while securing a mortgage in Dubai. Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: September 5, 2017
Well, if you want to reduce the mortgage cost, to unlock the property equity or to consolidate the debts, consider streamlining your finance. But, whether or not a mortgage refinance suited for you depend on individual circumstances as refinancing offers are not always identical for every borrower. It carries great variants and has to Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: August 8, 2017
I bought a hotel apartment at Business Bay. Currently, it’s an off plan project and the handover is in 2019. The SPA is being stamped by the developer. I paid Registration fees and 30 percent of the flat amount. Can I know my options to finance remaining amount? Certainly, the finance Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: July 20, 2017
There are many ways of investment, which comes in a variety of flavors. Today, most of the people start capitalizing in buying residential real estate simply because they’re more acclimatize to buying a single family residence, which is much simpler and easier to fathom than commercial property. However, the best-upheld way of attaining high Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: February 2, 2017
This year, let’s have the resolution to have a secure grip on our finances. And let us adopt one new money habit today and drop the one that’s been holding us back. To protect the financial future, one needs to identify bad financial habits and understand the ways to avoid those inaccuracies on a Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: December 6, 2016
Nowadays, most people opt for a mortgage to buy a property in the UAE, for a very unpretentious reason- mortgage products offered are in the buyer’s interest. But will this endure in 2017? We need to be observant. When we actually plan to step on the property ladder, one need not only to shop for Read More...
Author: 4C Mortgage Consultancy | Category: Home Loan Broker | Date: November 12, 2016
The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property. The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: October 23, 2016
Islamic Finance in Dubai Buying an off plan with a mortgage, buyers have the option to choose between the conventional product and the Islamic finance product in Dubai. Now if we talk about Islamic Finance, indeed has emerged in the market as a stranglehold within the overall Islamic finance region. Islamic Finance works differently Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: October 10, 2016
Buying your dream home in Dubai or investing in Dubai Properties, here are some crucial pointers to help on your way. Plan your Finance, before you start browsing out your option in the market, it’s crucial to answer few questions, how much you can afford, how much you can borrow and what will be Read More...