Author: 4C Mortgage Consultancy | Category: Property News | Date: April 4, 2017
Dubai’s Land Department is working on a new rental law that will give separate weightage to commercial real estate such as offices, malls, health and educational property, apart from residential. The law, which is in front of the legislative committee, will replace the current one-size-fits-all rental regulation, top officials said. That could pave the Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: January 14, 2017
No doubts, off plan purchases are giving worthy alternative options in today’s market with an eye-catching payment plan, together with the resilient security measures taken by the government to protect buyers’ rights. Off plan developments have been steadily budding and are accessible at lesser values. These days all most every developer is offering Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: December 6, 2016
Nowadays, most people opt for a mortgage to buy a property in the UAE, for a very unpretentious reason- mortgage products offered are in the buyer’s interest. But will this endure in 2017? We need to be observant. When we actually plan to step on the property ladder, one need not only to shop for Read More...
Author: 4C Mortgage Consultancy | Category: Home Loan Broker | Date: November 12, 2016
The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property. The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: October 23, 2016
Islamic Finance in Dubai Buying an off plan with a mortgage, buyers have the option to choose between the conventional product and the Islamic finance product in Dubai. Now if we talk about Islamic Finance, indeed has emerged in the market as a stranglehold within the overall Islamic finance region. Islamic Finance works differently Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: September 16, 2016
Today, people with existing mortgage exposure, look at re-mortgage as a great opportunity to reduce the mortgage cost, to unlock the property equity or to consolidate the debts. Well, the question comes, is it a smart move for every homeowner, and how refinance or re-mortgage can contribute to lower debt cost? Indeed, with the Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: June 28, 2016
I am looking for a residential investment; can you advise me, which are the best areas in Dubai, which can give high yield on ready and off plan projects? The Dubai real estate market is currently undergoing a steadiness period, which is directly tied to tactical government guidelines, including amended registration Read More...
Author: 4C Mortgage Consultancy | Category: Blogs | Date: May 30, 2016
While the statistics show that the majority of property purchases in the emirates are done in cash, but definitely the enduring low- interest rate entices the end-users more, as with this they can consider the option of offsetting rising rents with mortgage installments. Since the mortgage is a long- term commitment, it is Read More...