Dear Valued Customer, 4C Team is working from home due to the outbreak of COVID 19 but we are always here to answer all your enquiry and keep all our associates, partners and clients updated about all the mortgage need. We are optimistic that soon we will be able to overcome this unsettle situation Read More...
Buying a commercial real estate is a complex proposition, where sometimes become challenging even for experts to maximize their investment value. Henceforth, comprehending below concerns can help to make an efficacious acquisition. Understand the matrix When deciding to buy a commercial real estate, it is important to do some homework, to understand the Read More...
My home was appraised at AED 2 Million at the time of purchase. Now am looking for refinance options. But little worried that current property value might be less, what factors I should consider and how to get a rough estimate of the property to apply for refinance. While considering an appraisal of the Read More...
Your quick guide for a first-time home purchase, what are the costs involved in securing a mortgage? What are the different charges one has to pay? Well, on top of the lending amount, there are certain miscellaneous charges which the buyer need to keep in mind while securing a mortgage in Dubai. Read More...
I am a single parent and don’t have too much financial expertise. So far I have saved all my savings as FD in a well-known bank in India. Of course the returns on FD are less/slow but at least as per my basic knowledge, it’s safe. Can you guide me how I can invest money Read More...
This year, let’s have the resolution to have a secure grip on our finances. And let us adopt one new money habit today and drop the one that’s been holding us back. To protect the financial future, one needs to identify bad financial habits and understand the ways to avoid those inaccuracies on a Read More...
The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property. The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...
Today, people with existing mortgage exposure, look at re-mortgage as a great opportunity to reduce the mortgage cost, to unlock the property equity or to consolidate the debts. Well, the question comes, is it a smart move for every homeowner, and how refinance or re-mortgage can contribute to lower debt cost? Indeed, with the Read More...
Buying a home is likely to be one of the enormous purchases and when we support that with mortgage finance, it’s always judicious to enlist the service of an independent mortgage consultant or a mortgage broker, who can lead you to make an informed financial decision in life. Mortgage Consultant helps to find the Read More...
Regardless of what you owe, zeroing out the housing costs is a smart move. Sales prices have plummeted as much as 30 to 40 per cent since the year 2011-2012 and current interest rates are at a remarkable low at around 2.99 per cent fixed for 2 years. As a result, today many Read More...