Category Archives: Blogs

Ask the Expert Series: How to Evaluate the Property Value

Author: 4C Mortgage Consultancy | Category: Blogs | Date: November 21, 2017

My home was appraised at AED 2 Million at the time of purchase. Now am looking for refinance options. But little worried that current property value might be less, what factors I should consider and how to get a rough estimate of the property to apply for refinance.   While considering an appraisal of the Read More...

Understand Home Buying Cost

Author: 4C Mortgage Consultancy | Category: Blogs | Date: October 16, 2017

  Your quick guide for a first-time home purchase, what are the costs involved in securing a mortgage? What are the different charges one has to pay?     Well, on top of the lending amount, there are certain miscellaneous charges which the buyer need to keep in mind while securing a mortgage in Dubai. Read More...

Understand Mortgage Refinance in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: September 5, 2017

  Well, if you want to reduce the mortgage cost, to unlock the property equity or to consolidate the debts, consider streamlining your finance. But, whether or not a mortgage refinance suited for you depend on individual circumstances as refinancing offers are not always identical for every borrower. It carries great variants and has to Read More...

Fundamentals of Buying Property in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: August 22, 2017

The Dubai real estate is relatively a mature marketplace and gives an opportunity to build wealth and establish the financial security. The current economic condition offers perhaps the best chance for home buyers and investors to appreciate the long-term cyclical nature of the real estate market.   Deciding whether to buy or lease a home Read More...

Buying Commercial Property in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: July 20, 2017

  There are many ways of investment, which comes in a variety of flavors. Today, most of the people start capitalizing in buying residential real estate simply because they’re more acclimatize to buying a single family residence, which is much simpler and easier to fathom than commercial property. However, the best-upheld way of attaining high Read More...

4C Mortgage MD nominated as Finalist in Gulf Capital SME Awards

Author: 4C Mortgage Consultancy | Category: Blogs | Date: July 10, 2017

    Dubai, United Arab Emirates: Managing Director of 4C Mortgage Consultancy, Dhiren Gupta has been nominated as a finalist for “Entrepreneur of the Year Award” in the prestigious 2017 Gulf Capital SME Awards.   Gulf Capital SME Awards a programme launched 5 years ago by MEED that celebrates the success, growth and innovation of Read More...

Tips: Buying Property with Mortgage in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: June 28, 2017

  Getting onto the real estate is one of the prime decisions one makes in his life and getting a mortgage may seem like an intimidating task, but it’s not that tricky and there are ways you can increase your chances and certainly, it pays to do so prudently. And before committing to a long-term Read More...

Investment in a Hotel Apartment, how to get finance?

Author: 4C Mortgage Consultancy | Category: Blogs | Date: June 15, 2017

    I bought a hotel apartment at Business Bay. Currently, it’s an off plan project and the handover is in 2019. The SPA is being stamped by the developer. I paid Registration fees and 30 percent of the flat amount. Can I know my options to finance remaining amount?     Certainly, the finance Read More...

Ask the Expert – Personal Finance Answers by Dhiren Gupta

Author: 4C Mortgage Consultancy | Category: Blogs | Date: May 21, 2017

I am a single parent and don’t have too much financial expertise. So far I have saved all my savings as FD in a well-known bank in India. Of course the returns on FD are less/slow but at least as per my basic knowledge, it’s safe. Can you guide me how I can invest money Read More...