Dear Valued Customer, 4C Team is working from home due to the outbreak of COVID 19 but we are always here to answer all your enquiry and keep all our associates, partners and clients updated about all the mortgage need. We are optimistic that soon we will be able to overcome this unsettle situation Read More...

A: You don’t need to have an enormous corpus of funds to start investing. What is important is a disciplined approach towards financial planning. Since you would very likely have just started your career, you still have good time to plan your financial journey. Start with a small investment but be committed to invest regularly. Read More...

  To grab the best mortgage deal, discuss with different lenders and find out how much you qualify for. For an initial assessment, the bank will need the borrower’s income and debt details, down payment, credit report, and other required documents.   In UAE banks have a blend of a fixed rate followed by an Read More...

  This new year, let’s have the resolution to have a secure grip on our finances. And let us adopt one new money habit today and drop the one that’s been holding us back. To protect the financial future, one needs to identify bad financial habits and understand the ways to avoid those inaccuracies on Read More...

I currently have two personal loans. I’m expecting to receive a large bonus by the year end.Should I use that towards repaying my loan or is it a better idea to invest it in a savings account?   While I would say that getting rid of debt is always a prudent idea, sometimes it might Read More...

The Dubai real estate is relatively a mature marketplace and gives an opportunity to build wealth and establish the financial security. The current economic condition offers perhaps the best chance for home buyers and investors to appreciate the long-term cyclical nature of the real estate market. Deciding whether to buy or lease a home is among Read More...

Buying a commercial real estate is a complex proposition, where sometimes become challenging even for experts to maximize their investment value. Henceforth, comprehending below concerns can help to make an efficacious acquisition.   Understand the matrix   When deciding to buy a commercial real estate, it is important to do some homework, to understand the Read More...

  This year, let’s have the resolution to have a secure grip on our finances. And let us adopt one new money habit today and drop the one that’s been holding us back. To protect the financial future, one needs to identify bad financial habits and understand the ways to avoid those inaccuracies on a Read More...

    The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property.   The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...

Today, people with existing mortgage exposure, look at re-mortgage as a great opportunity to reduce the mortgage cost, to unlock the property equity or to consolidate the debts. Well, the question comes, is it a smart move for every homeowner, and how refinance or re-mortgage can contribute to lower debt cost?   Indeed, with the Read More...