Tag Archives: best mortgage calculator

Short Term Investment Plan in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: October 31, 2018

    How to start my investment with a small amount of AED 5000 a month. I want to target the short-term investment options which provide me a good return. Short-term investments are any assets that are projected to perish or to be honored within the progression of one to three years. The objective of Read More...

Quick Tips for Home Buyers

Author: 4C Mortgage Consultancy | Category: Blogs | Date: August 22, 2018

  Buying your own property is always a better decision if one can afford, but does it make nous to buy a property now?   Eye-catching payment plan, firsthand inventory and price tweak, indeed give homebuyers now a better choice in UAE’s property market. The UAE real estate is relatively an innovative marketplace and gives Read More...

Ask the Expert Series: How to Evaluate the Property Value

Author: 4C Mortgage Consultancy | Category: Blogs | Date: November 21, 2017

My home was appraised at AED 2 Million at the time of purchase. Now am looking for refinance options. But little worried that current property value might be less, what factors I should consider and how to get a rough estimate of the property to apply for refinance.   While considering an appraisal of the Read More...

Fundamentals of Buying Property in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: August 22, 2017

The Dubai real estate is relatively a mature marketplace and gives an opportunity to build wealth and establish the financial security. The current economic condition offers perhaps the best chance for home buyers and investors to appreciate the long-term cyclical nature of the real estate market.   Deciding whether to buy or lease a home Read More...

Debt Consolidation

Author: 4C Mortgage Consultancy | Category: Blogs | Date: May 2, 2017

  I have four credit cards and a personal loan in UAE, where I have a few outstanding payments. Can you advise me how I can consolidate my payments? What are my options in the market?   Well, I would say, consolidation is the right approach towards reducing the fiscal obligation, as it helps to Read More...

Ready or Off-plan Property Purchase in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: April 12, 2017

  Are you planning the investment in the real estate market this year, let’s take a deeper look on options of Ready property and Off-Plan property investment in the market   Ready Property   Ready units are the one which are completely ready for occupancy. In Dubai the average return on buy-to-let ready property is Read More...

Dubai Real Estate Returns Best

Author: 4C Mortgage Consultancy | Category: Property News | Date: March 14, 2017

  Dubai real estate assets have given a 120 percent return to investors in the ten years since the global financial crisis, according to a new report.   The crisis, caused by a collapse in the US sub-prime mortgage market, saw real estate values fall by more than 50 percent.   Dubai was not immune Read More...

Healthy Financial Decision

Author: 4C Mortgage Consultancy | Category: Blogs | Date: February 2, 2017

  This year, let’s have the resolution to have a secure grip on our finances. And let us adopt one new money habit today and drop the one that’s been holding us back. To protect the financial future, one needs to identify bad financial habits and understand the ways to avoid those inaccuracies on a Read More...

Things to Consider when getting a Mortgage in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: December 6, 2016

Nowadays, most people opt for a mortgage to buy a property in the UAE, for a very unpretentious reason- mortgage products offered are in the buyer’s interest. But will this endure in 2017? We need to be observant. When we actually plan to step on the property ladder, one need not only to shop for Read More...

Applying for the Mortgage: Understand loan-to-value LTV

Author: 4C Mortgage Consultancy | Category: Home Loan Broker | Date: November 12, 2016

    The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property.   The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...