Category Archives: Home Loans

Ready or Off-plan Property Purchase in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: April 12, 2017

  Are you planning the investment in the real estate market this year, let’s take a deeper look on options of Ready property and Off-Plan property investment in the market   Ready Property   Ready units are the one which are completely ready for occupancy. In Dubai the average return on buy-to-let ready property is Read More...

Healthy Financial Decision

Author: 4C Mortgage Consultancy | Category: Blogs | Date: February 2, 2017

  This year, let’s have the resolution to have a secure grip on our finances. And let us adopt one new money habit today and drop the one that’s been holding us back. To protect the financial future, one needs to identify bad financial habits and understand the ways to avoid those inaccuracies on a Read More...

Applying for the Mortgage: Understand loan-to-value LTV

Author: 4C Mortgage Consultancy | Category: Home Loan Broker | Date: November 12, 2016

    The loan-to-value (LTV) is basically the percentage of the loan amount to the appraised value of the property.   The LTV is an offering ratio that financial institutions study before approving a mortgage and is calculated by dividing the sum of your loan into the total value of your property. For example, if Read More...

Buy your Off-Plan Property in Dubai with Mortgage

Author: 4C Mortgage Consultancy | Category: Blogs | Date: October 23, 2016

  Islamic Finance in Dubai Buying an off plan with a mortgage, buyers have the option to choose between the conventional product and the Islamic finance product in Dubai. Now if we talk about Islamic Finance, indeed has emerged in the market as a stranglehold within the overall Islamic finance region. Islamic Finance works differently Read More...

First-Time Home Buyer Checklist

Author: 4C Mortgage Consultancy | Category: Blogs | Date: October 10, 2016

  Buying your dream home in Dubai or investing in Dubai Properties, here are some crucial pointers to help on your way.   Plan your Finance, before you start browsing out your option in the market, it’s crucial to answer few questions, how much you can afford, how much you can borrow and what will be Read More...

Refinance: What to Consider

Author: 4C Mortgage Consultancy | Category: Blogs | Date: September 16, 2016

Today, people with existing mortgage exposure, look at re-mortgage as a great opportunity to reduce the mortgage cost, to unlock the property equity or to consolidate the debts. Well, the question comes, is it a smart move for every homeowner, and how refinance or re-mortgage can contribute to lower debt cost?   Indeed, with the Read More...

Tips on How to Buy Off Plan Property in Dubai

Author: 4C Mortgage Consultancy | Category: Blogs | Date: August 19, 2016

  No doubts, off plan purchases are giving worthy alternative options in today’s market with an eye-catching payment plan, together with the resilient security measures taken by the government to protect buyers’ rights. Off plan developments have been steadily budding and are accessible at lesser values. These days all most every developer is offering a Read More...

Which are the best areas in Dubai for investment?

Author: 4C Mortgage Consultancy | Category: Blogs | Date: June 28, 2016

    I am looking for a residential investment; can you advise me, which are the best areas in Dubai, which can give high yield on ready and off plan projects?     The Dubai real estate market is currently undergoing a steadiness period, which is directly tied to tactical government guidelines, including amended registration Read More...

Benefits of hiring a Mortgage Consultant

Author: 4C Mortgage Consultancy | Category: Blogs | Date: January 19, 2016

  Buying a home is likely to be one of the enormous purchases and when we support that with mortgage finance, it’s always judicious to enlist the service of an independent mortgage consultant or a mortgage broker, who can lead you to make an informed financial decision in life. Mortgage Consultant helps to find the Read More...

Impact of Mortgage Regulation in 2015

Author: 4C Mortgage Consultancy | Category: Blogs | Date: January 12, 2016

  The future builds on the foundation of the past. Well, the same has been demonstrated in 2015 and would be chronic in upcoming years, as certain regulations which were restructured in the past by the regulators have started coming into effect.   However, the fundamentals remain strong with the healthy market correction and this Read More...