Category Archives: Frequent Ask Questions

Ask the Expert – Understand Debt Burden Ratio

Author: 4C Mortgage Consultancy | Category: Blogs | Date: April 5, 2018

    I am looking to buy some property for investment. Should I speak to a mortgage expert before starting my house hunting?   Certainly, it’s extremely important to consult the mortgage professional first, if you target to support the purchase with bank funding and understand how much you can borrow. To do your eligibility Read More...

Investment in a Hotel Apartment, how to get finance?

Author: 4C Mortgage Consultancy | Category: Blogs | Date: June 15, 2017

    I bought a hotel apartment at Business Bay. Currently, it’s an off plan project and the handover is in 2019. The SPA is being stamped by the developer. I paid Registration fees and 30 percent of the flat amount. Can I know my options to finance remaining amount?     Certainly, the finance Read More...

Which are the best areas in Dubai for investment?

Author: 4C Mortgage Consultancy | Category: Blogs | Date: June 28, 2016

    I am looking for a residential investment; can you advise me, which are the best areas in Dubai, which can give high yield on ready and off plan projects?     The Dubai real estate market is currently undergoing a steadiness period, which is directly tied to tactical government guidelines, including amended registration Read More...

Q& A: Are there any Islamic banking finance formats that are particularly useful to refinance a mortgage, i.e. by switching from a conventional to Islamic financing?

Author: 4C Mortgage Consultancy | Category: Blogs | Date: March 27, 2016

      We are watching the market since long and now in 2016 willing to do our first real estate investment. But not sure whether to buy a house to live on or use as the investment property, kindly advise me what the benefits of buying as an investment are? And how you perceive Read More...

Buying a Property in Dubai as an Investment

Author: 4C Mortgage Consultancy | Category: Blogs | Date: November 8, 2015

  I own a villa in Dubai which is still on mortgage and I am moving to Canada with my family and I don’t want to sell my property. Can I continue to pay the mortgage as usual or the terms will change? Kindly advice, what should I do. This is a very common question Read More...

Bank mortgage off plan properties in Dubai? Yes

Author: 4C Mortgage Consultancy | Category: Blogs | Date: July 5, 2015

I am planning to buy an off plan property in Dubai, Does banks mortgage off plan properties? What are the eligibility criteria and what is the maximum Loan-to-value I can get? Yes, the bank do finance for off-plan projects, however only few banks are offering such facility to the clients. Even under Islamic funding this product Read More...